The ability of a medical aids company to pay healthcare costs for people who do not have access to private medical insurance is fully supported by premiums paid into the company by members. In theory, medical aids agencies should have enough healthy South Africans paying premiums that cover the extra expenses incurred by older South Africans who need medical services more often than younger people need them.
Unfortunately, South Africa is experiencing a health crisis due to so many patients being non-compliant with taking prescription medications. In particular, patients suffering high blood pressure, diabetes, heart disease and other chronic conditions are failing to take their medications as prescribed. Consequently, South Africa is experiencing high rates of patients being re-hospitalized or sent to emergency rooms because they did not take their medication.
When people paying into medical aids fail to take their medication as prescribed, they are defeating the purpose of the medical aid program. Non-compliant members of medical aids schemes are regularly using large chunks of monies paid into the plan other members who remain compliant and healthy. Not only are non-compliant members of a medical aids company harming the medical aids system but they are also contributing to higher premiums.
Keeping medical aids premiums as low as possible depends solely on the ability of the members to stay as healthy as possible by getting regular check-ups and taking medication as prescribed. If South Africans would pay more attention to medication compliance, medical aids agencies could possibly start covering health expenses that they currently cannot accommodate due to rapidly rising medical costs of non-compliant members.
Unfortunately, medical aids cannot cover all medical expenses primarily because of non-compliant members who drive up the costs of premiums when they must be re-hospitalized. If those who paid into medical aids kept themselves as healthy as possible by getting regular check-ups, taking their medication as prescribed and paying closer attention to diet and lifestyle choices, some of these uncovered medical costs may one day be included in medical aid schemes.
Currently, medical aids cannot cover all forms of health-related treatments. For example, surgical interventions to reduce obesity (gastric bypass or lapband), cosmetic surgery, contraceptive devices and any invasive procedures deemed unnecessary by medical aids companies are not covered by policies even when these policies are validated by up-to-date premium payments. However, if the severity of South Africa’s health crisis (mostly due to medicine non-compliance) were to be reversed as people began to understand the importance of taking their medication, South Africans may eventually enjoy the ability to have any and all health care costs covered by medical aids.
Why are so many South Africans non-compliant with prescription medication instructions? Investigations into this perplexing issue by various medical aids agencies consistently find that the primary reason for non-compliance is that many people who must regularly take medication for chronic illnesses are older patients who are prone to forgetting to take their pills. In addition, some patients who were recently placed on medication plans because they were diagnosed with a chronic disease may not fully understand the serious health dangers that could affect them if they do not take their medication as prescribed.
In response to South Africa’s health crisis as a result of widespread non-compliance, a new medicine alert system called Pill Pal has been developed specifically to send message to patients who have difficulty remembering to take their medication. Convenient, affordable and dependable, Pill Pal gathers information from its members through an online form, encodes the information into its alert system and sends texts or phone calls to that person when it is time to take his or her medication.
Medical aids agencies are enthusiastic about Pill Pal’s innovative method of encouraging people to remain compliant with medication instructions by reminding them via SMS or phone. In addition, medical aids are hopeful that individuals who pay monthly premiums to medical aids will not only take advantage of Pill Pal’s medical reminder technology but also take the time to read Pill Pal’s informative blogs found on the company’s website.
Pill Pal has the ability to revolutionize the South African health care industry by reminding those who suffer from chronic diseases to take their medication every day and on time. You can start contributing to your future good health and the health of other South Africans by enrolling in Pill Pay today.